Customers pay straight from their bank account with instant confirmation, lower fees, and no chargebacks.
99.99% uptime
Payments that never go offline
1.8× faster checkout
Fewer steps for your customers
Up to 70% cheaper
Save on every transaction
0 chargebacks
Bank-verified payments only
A simple, secure flow that lets your customers pay straight from their bank while Paayed handles authentication and transaction syncing in the background.
Customers pick their bank from a list and give permission to pay, with no card numbers and no manual entry.
They confirm the payment in their banking app using Face ID, fingerprint, or their bank login.
Paayed receives the payment in real time and syncs it to your dashboard for tracking and reconciliation.
Give your customers a faster, safer way to pay with real-time bank-to-bank transfers powered by Paayed.
Customers make instant, one-off payments directly from their bank with no cards, no declines, and no failed transactions.
Set up automated subscriptions with Variable Recurring Payments. Customers confirm once, and Paayed collects on schedule.
Add your branding to the Open Banking payment flow using our checkout builder.
Custom brand colours
Add your logo and colours so customers see a familiar, trusted experience when they authorise a payment.
Company details
Add your business information to help us verify your organisation and tailor your Open Banking payment setup.
Payment details
Configure how customers will pay using Open Banking — from bank-to-bank transfers to variable recurring payments — all handled securely through Paayed.
"Paayed's Open Banking has made our payments faster and more reliable. Customers complete purchases instantly, and we're processing more transactions than before."
Set up Open Banking payments, add your branding, and start getting paid from
your customers' bank accounts.
1
Sign up in minutes
Sign up and verify your business in a few minutes.
2
Customise the branding
Personalise your Open Banking payment flow with your logo and colours.
3
Start collecting payments
Generate payment links, collect via QR code, or integrate with your app.
4
Get paid instantly
Open Banking transfers arrive quickly and securely, with no card fees.
Manage subscriptions, track recurring revenue, and protect your business with built-in fraud detection
designed to help you collect payments reliably and securely.
Manage every Open Banking transaction from a single dashboard. View payment statuses, upcoming charges, customer details, and settlement timelines in real time.
Paayed analyses customer behaviour and payment patterns to flag unusual activity before it becomes a problem, including invalid bank details, insufficient funds, cancelled mandates, and potential identity fraud.
A smarter, more efficient way to collect payments, reduce admin, and give your customers a faster, more secure experience.
Bank-to-bank payments eliminate expired cards, incorrect details, and failed renewals, giving you more successful payments and fewer drop-offs.
No card network fees or hidden processing charges. Open Banking offers predictable pricing that helps you keep more of what you earn.
Payments are verified instantly, reducing failed transactions, refunds, and manual reconciliation for your team.
All payments follow PSD2 regulations, so sensitive customer data stays safe without extra work from you.
Customers pay using their own banking app, creating a secure and familiar experience that builds confidence.
Payments are authenticated directly through the customer's bank, helping your business avoid costly disputes.
Bank-to-bank payments eliminate expired cards, incorrect details, and failed renewals, giving you more successful payments and fewer drop-offs.
No card network fees or hidden processing charges. Open Banking offers predictable pricing that helps you keep more of what you earn.
Payments are verified instantly, reducing failed transactions, refunds, and manual reconciliation for your team.
All payments follow PSD2 regulations, so sensitive customer data stays safe without extra work from you.
Customers pay using their own banking app, creating a secure and familiar experience that builds confidence.
Payments are authenticated directly through the customer's bank, helping your business avoid costly disputes.
Give your customers more convenience and increase your chances of getting paid with flexible payment options.
Accept payments on your website or app with a secure, branded checkout experience.
Process in-store payments with an all-in-one point-of-sale solution built for retail and hospitality.
Take card payments remotely by entering customer details manually, ideal for phone or email orders.
Let customers pay instantly by scanning a QR code for fast, contactless checkout.
Send a secure payment link via SMS, email, or WhatsApp and get paid without a website.
Accept chip, swipe, and contactless payments in person with a modern card reader.
Accept payments on your website or app with a secure, branded checkout experience.
Process in-store payments with an all-in-one point-of-sale solution built for retail and hospitality.
Take card payments remotely by entering customer details manually, ideal for phone or email orders.
Let customers pay instantly by scanning a QR code for fast, contactless checkout.
Send a secure payment link via SMS, email, or WhatsApp and get paid without a website.
Accept chip, swipe, and contactless payments in person with a modern card reader.
Everything you need to know about accepting Open Banking payments.
No. Customers pay using their existing banking app or online banking. They select their bank, approve the payment with Face ID, fingerprint, or their bank login, and the funds transfer instantly. There’s nothing extra to install.
Open Banking payments settle in real time through the UK Faster Payments network. Most transactions arrive in your account within seconds, not days, with no waiting for card settlements or batch processing.
Yes. Open Banking is regulated by the FCA and uses Strong Customer Authentication, meaning every payment is verified by the customer’s bank. No card details are shared or stored, eliminating card fraud and data breach risks.
Paayed connects to all major UK banks including Barclays, HSBC, Lloyds, NatWest, Santander, Monzo, Starling, and more. Over 99% of UK bank account holders can pay using Open Banking.
Card payments pass through multiple intermediaries including card networks, issuing banks, and acquirers, each taking a fee. Open Banking transfers funds directly between bank accounts, cutting out the middlemen and reducing your costs by up to 70%.
Lower fees, instant settlement, and happier customers. Start accepting
Open Banking payments today.
