Transparent pricing and no lock-in contract. Pay only when you get paid
Visa and Mastercard rates apply to card-present payments at an average transaction value (ATV) of
£50. These total rates include the fixed scheme fee. Authorisation is charged separately.
Card-present payments · Total acquiring rate at £50 ATV
Card scheme
Domestic
Intra-region
International
0.65%
0.685%
2.554%
0.65%
0.685%
3.114%
Card-present payments · Total acquiring rate at £50 ATV
Card scheme
Domestic
Intra-region
International
0.75%
0.785%
2.954%
0.75%
0.785%
3.114%
Card-present payments · Total acquiring rate at £50 ATV
Card scheme
Domestic
Intra-region
International
1.85%
2.085%
3.514%
1.90%
2.135%
3.514%
Card-present payments · Total acquiring rate at £50 ATV
Card scheme
Domestic
Intra-region
International
2.15%
2.085%
3.514%
2.15%
2.135%
3.514%
(International cards only)
Scheme
Rate
3.0%
3.0%
3.0%
Payment Method
Rate
0.5%
Fee Type
Cost
Notes
£0.03
Applied per card authorisation attempt
+0.20%
Applies to Mail Order / Telephone Order payments only
Fee
Cost
£0.15 per refund
£20 per chargeback
Do you take over £10,000 card payments each month or process over £200,000 in annual sales? You may be eligible for special rates on fees and payment terminals.
Everything you need to know about Paayed Acquiring pricing
An EU & UK card is a card issued by a bank located in the United Kingdom or the European Economic Area (EEA).
A non-EEA card is a card issued outside the UK and EEA, such as cards from the United States, Asia, or other international regions.
Settlement timing depends on the payment method:
Card payments are paid out according to your agreed settlement schedule.
Open Banking payments (UK) are processed via Faster Payments and settle the next business day.
You can track payouts in real time from your Paayed dashboard.
Paayed supports major card schemes, including:
Visa
Mastercard
American Express
Discover
UnionPay
Availability may vary depending on card type, region, and merchant profile.
No. Paayed offers transparent, usage-based pricing.
No hidden fees
No unexpected monthly charges
Transaction-based pricing with no surprise charges
Custom pricing may apply for high-volume or enterprise merchants.
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