Paayed Beta is live! Beta users are by invite only | Thank you for being part of our early access program.

Clear and
unsurprising pricing

Transparent pricing and no lock-in contract. Pay only when you get paid

Card payments and Open Banking

Paayed offers competitive, usage-based acquiring rates with no hidden surprises. Pricing varies based
on card type, card region, and payment method.

Card Payments (Visa & Mastercard)

(% per successful transaction)

Card Type

Consumer

Corporate

0.6%

1.7%

1.2%

2.5%

Regional Pricing Adjustments- UK & EU Cards

(Additional % on top of core rates)

Card Type

Consumer

Corporate

+0.8%

+0.2%

+0.2%

+0%

Regional Pricing Adjustments- International Cards

(Cards issued outside the UK & EU)

Card Type

Consumer

Corporate

+2.6%

+1.5%

+2.6%

+1.3%

Other Card Schemes

Other Card Schemes

Scheme

Rate

3.0%

3.0%

3.0%

Open Banking Payments (UK Only)

Payment Method

Corporate

0.5%

Additional Transaction Fees

Fee Type

Cost

Notes

£0.038

Applied per card authorisation attempt

+0.15%

Applies to Mail Order / Telephone Order payments only

Other Fees

Fee

Cost

£0.50 per refund

£30 per chargeback (excluding fraud-related cases)

Everything you need,
included

Supplied with Paayed

Payments & Commerce Tools

POS & Checkout Experience

Reporting & Insights

Developer & Integrations

Account & Merchant Support

Security & Compliance

Explore Paayed
solutions

Accept payments your way, whether in-store, online, or on the go; with phones, terminals, and POS systems built to scale with your business.

PCI-compliant · Bank-grade security

PCI-compliant · Bank-grade security

PCI-compliant · Bank-grade security

PCI-compliant · Bank-grade security

Contact sales for a custom
offer

Do you take over £10,000 card payments each month or process over £200,000 in annual sales? You may be eligible for special rates on fees and payment terminals.

Your FAQs answered

Everything you need to know to about Paayed Acquiring pricing

A EU & UK card is a card issued by a bank located in the United Kingdom or the European Economic Area (EEA).

A non-EEA card is a card issued outside the UK and EEA, such as cards from the United States, Asia, or other international regions.

ettlement timing depends on the payment method:
Card payments are paid out according to your agreed settlement schedule.
Open Banking payments (UK) are processed via Faster Payments and settle the next business day.
You can track payouts in real time from your Paayed dashboard.

Paayed supports major card schemes, including:
Visa
Mastercard
American Express
Discover
UnionPay
Availability may vary depending on card type, region, and merchant profile.

No. Paayed offers transparent, usage-based pricing.
No hidden fees
No unexpected monthly charges
You only pay when you process payments
Custom pricing may apply for high-volume or enterprise merchants.

Manage your business the
SMART way

Set up Paayed in seconds and bring your finances, clients, and operations into one
powerful platform designed for growth.