Accept payments
on your computer
Our easy-to-use virtual payment system will help you accept card payments even
though there's no card machine in your hands.
How Paayed simplifies getting paid online
Tools that help you request payments faster, track every transaction, and keep your cash flow steady.
Instant payment link
Create Payment Links in just a few clicks – directly from your Dashboard, with absolutely no code.
Reduce manual follow-ups
Paayed automatically updates payment status, so you always know when a client has viewed, opened, or paid the link .
Faster access to your money
Payments are processed quickly and transferred to your balance without unnecessary delays, helping you maintain healthy cash flow.
Collect online payments in one
place
With Paayed Virtual Terminal, your team can securely process card payments from a central
dashboard. Ideal for phone orders, email invoices, deposits, and remote payments.
A secure way to charge cards remotely
Process payments by manually entering card details when customers can’t pay in person. Perfect for call-in payments, advance bookings, and back-office billing.
- Works on desktop, tablet, or laptop
- No physical terminal required
- Real-time processing and confirmation
A no-code way to get paid
Generate one-off charges or reusable payment requests from your dashboard. Choose the amount, add a description, and process payments instantly
Move faster with regular customers
Our CRM system securely stores customer and payment information, enabling faster processing of repeat transactions. Ideal for retainers, recurring services, or returning clients who pay by phone or email.
Use payment link in multiple ways
Give your customers the flexibility to pay how it suits them — whether it’s
recurring services, instalment plans, or one-off purchases. Paayed Payment
Links adapt to every business model without extra setup.
Why businesses use
Paayed Virtual Terminal
Process card payments securely from your dashboard—ideal for phone orders, email
invoices, deposits, and remote payments where a physical terminal isn’t available.
Faster way to get paid
Manually enter card details to charge customers securely when payments happen over the phone, email, or back office—no hardware required.
Get paid instantly, even remotely
Perfect for deposits, advance payments, and quick settlements. Funds are processed immediately without waiting for customers to click links or visit a checkout page.
Helps avoid payment disruptions
Use the Virtual Terminal as a fallback when POS devices are unavailable, connectivity is limited, or customers can’t pay in person.
Safe for you and your customers
Every transaction is protected with PCI compliance, 3D Secure (where applicable), fraud monitoring, and encrypted processing; reducing chargeback risk.
Track every payment effortlessly
Track every Virtual Terminal payment in real time alongside POS, Payment Links, and online payments.
Flexible for any business model
Ideal for businesses that take payments by phone or invoice: consultants, clinics, rental services, hospitality, professional services, and support teams.
Faster way to get paid
Manually enter card details to charge customers securely when payments happen over the phone, email, or back office—no hardware required.
Get paid instantly, even remotely
Perfect for deposits, advance payments, and quick settlements. Funds are processed immediately without waiting for customers to click links or visit a checkout page.
Helps avoid payment disruptions
Use the Virtual Terminal as a fallback when POS devices are unavailable, connectivity is limited, or customers can’t pay in person.
Safe for you and your customers
Every transaction is protected with PCI compliance, 3D Secure (where applicable), fraud monitoring, and encrypted processing; reducing chargeback risk.
Track every payment effortlessly
Track every Virtual Terminal payment in real time alongside POS, Payment Links, and online payments.
Flexible for any business model
Ideal for businesses that take payments by phone or invoice: consultants, clinics, rental services, hospitality, professional services, and support teams.
Turn your computer into
a virtual payment terminal
Charge customers by phone, email, or in person by entering card details securely from your dashboard. Paayed Virtual Terminal helps your team get paid instantly, reduce failed payments, and keep every transaction fully logged.
Security & Compliance
you can trust
Your invoicing data and customer payments are protected by industry-leading
security standards and built-in compliance systems.ent options.
End-to-end data protection
All invoice and payment data is encrypted and securely transmitted to prevent unauthorised access and protect customer information.
Audit Trails
Every action is logged with a clear record of changes, giving you complete transparency for reporting, reviews, and compliance checks.
Automatic tax accuracy
Invoices are generated with the tax calculations based on regional rules, helping you avoid errors and stay compliant with local regulations.
Globally recognised certifications
Paayed has achieved internationally recognised security standards including PCI DSS, SOC 2 and ISO 27001.
Secure international invoicing
Invoice clients across borders with confidence using built-in multi-currency support, localised formats, and secure global payment handling.e.
Role-based access control
Control who can view, edit, or approve invoices with permission-based access, ensuring sensitive billing data stays protected internally.
End-to-end data protection
All invoice and payment data is encrypted and securely transmitted to prevent unauthorised access and protect customer information.
Audit Trails
Every action is logged with a clear record of changes, giving you complete transparency for reporting, reviews, and compliance checks.
Automatic tax accuracy
Invoices are generated with the tax calculations based on regional rules, helping you avoid errors and stay compliant with local regulations.
Globally recognised certifications
Paayed has achieved internationally recognised security standards including PCI DSS, SOC 2 and ISO 27001.
Secure international invoicing
Invoice clients across borders with confidence using built-in multi-currency support, localised formats, and secure global payment handling.e.
Role-based access control
Control who can view, edit, or approve invoices with permission-based access, ensuring sensitive billing data stays protected internally.
Your FAQs answered
Everything you need to know to about Paayed Virtual Payments
What is a Virtual Terminal?
A Virtual Terminal lets you accept card payments directly from your dashboard — ideal for phone payments, email orders, deposits, or when customers aren’t present.
Is it secure to take payments by phone?
Yes. Paayed’s Virtual Terminal is PCI-compliant, encrypted, and monitored in real time. Card details are never stored, reducing fraud and compliance risk.
Do I need any hardware or installation?
No. The Virtual Terminal works entirely online. Just log in from any device and take payments instantly.
How can I charge my customer on the Virtual Terminal?
You can either manually key in your customers’ credit card or banking information or pull up an existing customer or unpaid invoice to process the payment. When processing a transaction for a new customer, entering their billing address helps verify the legitimacy of the transaction and adds an extra layer of security.
Do I need to buy POS hardware to access the Virtual Terminal?
No, that’s the beauty of a Virtual Terminal! All you need to access this browser-based tool is a Paayed account and any device with an internet connection. Use your desktop computer, laptop, tablet, smartphones or other mobile devices to accept card payments. With no monthly fees, and no hidden chargers, it is that easy to use Paayed’s Virtual Terminal for your payment processing needs.
Take secure payments, even
when customers aren’t present
Process card payments by phone, email, or in person using Paayed’s Virtual Terminal.
No hardware. Just fast, secure payments logged instantly in your dashboard.
