Use Paayed's gateway.
Keep your acquirer.

Paayed’s Payment Gateway connects to your existing acquiring bank, so
you get our payment technology without switching providers. Integrated
with Barclays, Lloyds, Worldpay, and 4 more acquirers.

Your acquirer. Our technology.

Paayed's gateway sits between your business and your acquiring bank. You keep your existing merchant account and rates. We handle the payment technology: tokenisation, routing, fraud screening and reporting.

Barclays

Direct integration with your Barclays merchant account. Existing rates apply.

Lloyds

Lloyds Cardnet integration with full 3D Secure 2 and tokenisation support.

Worldpay

Route transactions through Worldpay while managing everything in Paayed's dashboard.

Global Payments

Multi-currency routing through Global Payments for international merchants.

AIB & Elavon

Seamless connections to AIB Merchant Services and Elavon for Irish and European processing.

Paynetics

European e-money institution integration for regulated payment flows.

Barclays

Direct integration with your Barclays merchant account. Existing rates apply.

Lloyds

Lloyds Cardnet integration with full 3D Secure 2 and tokenisation support.

Worldpay

Route transactions through Worldpay while managing everything in Paayed's dashboard.

Global Payments

Multi-currency routing through Global Payments for international merchants.

AIB & Elavon

Seamless connections to AIB Merchant Services and Elavon for Irish and European processing.

Paynetics

European e-money institution integration for regulated payment flows.

Additional acquirer integrations available on request.

What Paayed’s gateway handles for
you

Your acquirer processes the funds. Paayed handles everything else.

Smart transaction routing

Every payment is routed through your chosen acquirer in real time. Paayed sends the authorisation request, handles 3D Secure 2 authentication, and returns the result to your checkout. Your rates stay exactly as they are.

Card vault and tokenisation

Card details are stored in Paayed’s PCI DSS Level 1 certified vault. Your systems never touch raw card data. Tokens work for repeat charges, subscriptions and one-click checkout across all 7 supported acquirers.

Unified reporting and reconciliation

See every transaction across all your acquirers in one dashboard. Paayed consolidates authorisations, settlements and chargebacks, so your finance team reconciles once instead of per acquirer.

HOW IT WORKS

Connect in three steps

Keep your existing acquirer. Paayed connects to them on your behalf. No
reboarding, no new merchant IDs, no downtime.

Share your acquirer details

Tell us which acquirer you use and share your merchant ID. Paayed supports Barclays, Lloyds, Worldpay, Global Payments, AIB, Elavon and Paynetics.

Integrate the gateway

Add Paayed’s API to your checkout or use our hosted payment page. Our integration team handles the acquirer connection setup.

Go live

Start processing through Paayed’s gateway. Transactions route to your acquirer at your existing rates. You see everything in one dashboard.

PAYMENT METHODS

Accept every way your customers pay

One integration gives your checkout Visa, Mastercard, Amex, Apple Pay,
Google Pay and more.

SECURITY & COMPLIANCE

PCI DSS Level 1 certified

Paayed holds the highest level of PCI DSS certification. Card data never
touches your servers, which means your own PCI scope stays minimal.

End-to-end encryption

All payment data is encrypted from the moment your customer enters their card details through to the acquirer response. TLS 1.2+ on every connection.

3D Secure 2

Built-in support for SCA and Strong Customer Authentication. Paayed handles the challenge flow, exemption requests and frictionless authentication automatically.

AI fraud screening

Every transaction is checked against velocity rules, device fingerprinting and address verification before it reaches your acquirer.

HOW IT WORKS

Connect in three steps

Keep your existing acquirer. Paayed connects to them on your behalf. No
reboarding, no new merchant IDs, no downtime.

E-commerce businesses

Online retailers and marketplaces processing card-not-present transactions who want better gateway technology without renegotiating acquirer rates.

SaaS and subscription platforms

Recurring billing businesses that need reliable tokenisation and card-on-file payments across multiple acquirer connections.

Multi-channel retailers

Businesses selling online, in-store and via mobile that need a single gateway view across all channels and acquirers.

Platform businesses

Marketplaces and platforms that onboard merchants with their own acquirer relationships and need a unified payment layer.

Ready to use Paayed's gateway?

Keep your acquirer. Get our technology. Go live in days, not months.